While cool perks might make your company stand out, you can’t attract and retain top talent if you’re not offering health insurance benefits.Read More
Little mistakes can lead to large healthcare costs. And the worst part is that nobody tells you how you can avoid overpaying for health insurance. We believe that you shouldn’t have to be an expert to save money, so we’ve compiled a list of 12 common mistakes to help you steer clear of surprise bills and extra healthcare expenses.Read More
Choosing to build a family comes with its ups and downs. There are the fun parts, like picking names and baby showers. And then there are the not-so-fun parts, like trying to answer the question – How do I pay for it all?Read More
Figuring out who you can claim as a dependent is an important part of the Open Enrollment process. It will affect the type of health insurance coverage you’ll receive and whether or not you qualify for discounts. But claiming dependents is not as clear cut as writing down the names of every person that lives in your house.Read More
A substantial part of the population won't feel the effect of rate hikes because of premium tax credits. Tax credits can help lower the amount you pay every month if you're buying your health insurance through the Marketplace. And we’re here to help you figure out if you qualify.Read More
Health insurance terms are so confusing that it’s almost like it’s a foreign language. With Open Enrollment coming up, you’ve probably heard the words “on-exchange” and “off-exchange” a lot without knowing what they mean.Read More
Signing up for a joint health insurance plan isn’t the most romantic thing in the world, but it’ll help get your marriage off to a good start. You'll save money and feel safe knowing that your medical needs are covered.Read More
HMOs have become more popular over recent years. Because their monthly cost (a.k.a premium) is lower than most plans, they’re a great choice for younger people who are healthy and rarely go to the doctor.
Thanks to the Affordable Care Act (aka Obamacare), all major health plans that are bought through the Marketplace must cover a minimum amount of services, drugs, and treatment. These are called Essential Health Benefits.Read More
By now you’ve probably gotten a few emails and letters from your health insurance provider about Open Enrollment starting on November 1st. But even though the Affordable Care Act (aka Obamacare) has been in effect for six years now, many people still don’t know what Open Enrollment is and why they have to go through it every year.
Here at Impact Health we're all about saving you time and making your life easier. That's why we've created this complete list (complete with graphics) of all the free preventive services that your qualified health insurance plan provides.Read More
Qualified health plans are legally required to offer certain types of free preventive care for children. You don’t have to pay anything for this
Qualified health plans must offer certain types of free care for women, pregnant people, and people that have breast and cervical tissue. And it’s actually illegal for any healthcare provider to turn you down for services because of your gender identity. That means that transgender men with intact cervical or breast tissue have a right to receive pap smears and mammograms.Read More
Whether it comes to your medication, treatment options, etc., you don’t have to be stuck with the highest bill. You can really make your health insurance work for you, instead of against you.Read More
When you take a frank look at the way stress affects health, businesses, and the economy, there really isn’t a good reason for you to always be in work mode. So don't feel guilty about unplugging from work this Labor Day weekend. It's good for you and it just might be helping lower your health insurance costs.Read More
Did you know that every qualified health insurance plan has to offer a certain amount of checkups, screenings, and patient counseling that prevent illnesses and diseases...
It’s true. If your health insurance plan’s coverage took place after March 23, 2010, then it has to cover a certain amount of preventative services. That means you don’t pay anything, whether you’ve met your yearly deductible or not.Read More